The Better Business Bureau, commonly called the BBB, is a nonprofit network of local organizations spread across North America. Think of it as a middle ground between government regulation and the business world itself. The BBB doesn't work for the government, and the government doesn't work for the BBB—they're separate entities with overlapping interests in consumer protection.
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Each BBB office serves a specific geographic region. You'll find offices in cities and regions across the United States and Canada, and each one operates somewhat independently while following national BBB standards and accreditation practices. The organization has been around since 1912, which means it's had over a century to develop its systems for tracking business behavior and consumer complaints.
Here's what matters for your understanding: The BBB maintains records of businesses in their area. They collect complaint information, track how businesses respond to those complaints, and assign letter grades (A+ down to F) based on factors like complaint history, how recently complaints occurred, and whether the business is accredited by the BBB itself. This grading system is what most people recognize when they search for a business online.
The BBB is not a law enforcement agency. They can't fine businesses, force refunds, or shut down operations. They're an information source and a complaint processing center. When you file a complaint with the BBB, they forward it to the business and request a response—but they can't force the business to comply. What they can do is document everything and make that information visible to future customers.
Takeaway: Before you even search for a BBB office, understand that you're looking for an information resource about local businesses, not a government agency that can enforce legal action. This changes how you'll use the office and what results you should expect from contacting them.
The BBB operates through a network of local organizations, and finding the correct office for your needs requires knowing both your geographic location and which office covers that territory. This isn't always as straightforward as it sounds, especially in areas where regional boundaries don't line up perfectly with city limits or county lines.
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The primary way to locate your local BBB office is through the national BBB website at bbb.org. The site has a locator tool where you enter your city and state (or province if you're in Canada). The tool shows you which BBB office serves your area. You'll see the office's contact information, hours of operation, and sometimes details about what programs or services that specific office emphasizes.
Some larger metropolitan areas have multiple BBB offices serving different districts. For example, the Los Angeles area has separate BBB offices covering different regions. This matters if you're looking into a business that's located far from where you live—you might find it's served by a different office than the one nearest you. You can contact either office, but the one in the business's geographic area will have more detailed local information.
When you identify your local office, you'll typically find several contact methods: phone numbers for different departments, physical addresses, email addresses, and online portals. Some offices have separate phone lines for complaint filing versus general information questions. A few still maintain walk-in hours, though many have shifted to phone and online-only interactions since 2020. Checking the office's website or calling before you visit prevents a wasted trip.
Many BBB offices operate on a regional schedule, not a Monday-through-Friday 9-to-5 basis. Some open in the afternoons only, others close on Fridays or operate on a part-time schedule. If you're trying to reach an office by phone, you may encounter wait times, especially if that office serves a large population area.
Takeaway: Use bbb.org's location tool to find your regional office, then verify its contact methods and hours before you reach out. Don't assume the office nearest you is the right one—check the locator tool to confirm.
Once you know which BBB office covers your area, you can use that office's resources to look up businesses. The most common way to do this is through the bbb.org website itself, which has a searchable database of businesses and their ratings. You don't need to contact the office directly to search—the database is public and available online from anywhere.
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The BBB database shows you several key pieces of information about each business: their BBB rating (from A+ to F), how long they've been accredited (if they are), the number of complaints filed against them in the past three years, how the business has responded to those complaints, and often the business's owner information and licensing details if applicable. Some listings include customer reviews, though those come from BBB members, not from the general public.
The rating system works like this: Businesses start with an A+ rating if they're accredited. Points are deducted based on unresolved complaints, the rate at which complaints come in, how recent the complaints are, and whether patterns of complaints suggest ongoing problems. A business with one complaint from five years ago will likely maintain an A or A+ rating. A business with multiple recent complaints about the same issue will drop to C, D, or lower.
When you search a business by name, the listing shows you every complaint filed in the past three years. You can read summaries of what customers complained about and see how the business responded. Some businesses respond to complaints quickly and work toward resolution. Others ignore complaints entirely. The BBB documents all of this.
An important detail: A business can be listed with the BBB without being accredited. Many small businesses have BBB listings that came from complaints filed against them, not because they joined the BBB. An accredited business has voluntarily agreed to BBB standards and pays membership fees. Non-accredited businesses can still have good ratings, or they can have poor ratings—the accreditation status is separate from the quality rating.
If the search function doesn't return results for a business you're looking for, you have two options: Contact your regional BBB office directly to ask if they have information on that business, or search in the BBB database for the city where the business operates (sometimes businesses don't appear in the online database even though they have BBB records).
Takeaway: Use the online database first—it's faster than calling. Read the complaint summaries and response patterns, not just the letter grade, to understand what customers have actually experienced with the business.
If you've had a negative experience with a business and want to file a formal complaint with the BBB, you'll work with your regional office. This process documents your experience in a way that becomes part of the business's permanent record and is visible to future customers. It's not the same as taking legal action, but it does create an official record.
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Most BBB offices now accept complaints online through their websites. You typically fill out a form with details about the business, what happened, what you expected, and what resolution you're seeking. You'll need to provide your contact information so the business can reach out to you directly if they choose to respond. Some offices still accept complaints by phone or mail, but online submission is becoming standard.
The complaint process works like this: You submit your complaint to the BBB. The BBB then contacts the business and gives them a set amount of time (usually 10 to 30 days, depending on the office) to respond to the complaint. The business can ignore it, deny your version of events, or work toward a resolution. The BBB documents whatever happens and adds it to the business's file. This response becomes part of the public record that other customers see.
After the business responds (or after the deadline passes if they don't respond), the complaint moves to a "closed" status. The BBB doesn't investigate further or take sides. They're recording what happened, not judging it. If you feel the business's response was inadequate, you can add additional comments, but the original complaint stays in the system.
One reality to understand: Filing a complaint doesn't usually result in you getting money back or the business being forced to comply with your demands. The value is in creating a documented record. When future customers search for that business, they'll see your complaint in the history. If your situation matches other complaints, it helps establish a pattern. Many businesses actually do resolve complaints once they go through the BBB process, because they know customers check these ratings.
The BBB keeps complaints in your regional office's system for three years. After
This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.