Pay Your Atlantic City Electric Bill Guide

Understanding Your Atlantic City Electric Bill

Atlantic City Electric, a subsidiary of Exelon Corporation, supplies electricity to approximately 550,000 customers across southern New Jersey and a small portion of Pennsylvania. When you receive your monthly bill, it contains several components that work together to calculate your total amount due. Understanding what each line item means helps you track your energy usage and identify opportunities to manage your costs more effectively.

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Your bill typically includes a customer charge, an energy charge based on kilowatt-hours (kWh) consumed, and various other fees and credits. The customer charge is a fixed monthly amount that covers the cost of maintaining your meter, billing systems, and the distribution infrastructure that delivers electricity to your home. This charge remains the same whether you use a little electricity or a lot, and for Atlantic City Electric customers, this typically ranges from $12 to $15 per month depending on your service classification.

The energy charge is the largest component for most customers. Atlantic City Electric calculates this by multiplying your total kilowatt-hour usage during the billing period by the current rate per kWh. Rates vary by season and time of year. As of 2024, residential rates in the Atlantic City Electric service territory average around 14-15 cents per kWh, though this can fluctuate based on market conditions and rate adjustments approved by the New Jersey Board of Public Utilities (BPU).

Your bill may also include transmission and distribution charges, which cover the costs of maintaining the lines and equipment that bring power from generation facilities to your neighborhood. Additional line items might include municipal taxes, franchise fees, and adjustments for fuel costs. Some customers see credits if they participate in programs like net metering, which applies to those with rooftop solar panels. Reading your bill carefully each month helps you spot unusual spikes in usage that might indicate equipment problems or changes in your consumption patterns.

Takeaway: Review your bill's itemized breakdown to understand what you're paying for. Compare your current month's usage (shown in kWh) with previous months to identify trends and potential areas where you might reduce consumption.

Payment Methods Available for Atlantic City Electric Customers

Atlantic City Electric offers multiple ways to pay your bill, each with different convenience levels and processing times. The method you choose depends on your preference for timing, how you manage money, and whether you want to automate the process or maintain more direct control over payment dates.

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Online payment through the Atlantic City Electric website is available 24 hours a day, 7 days a week. You can log into your account at www.atlanticcityelectric.com and make a one-time payment or set up automatic recurring payments. The online system accepts electronic funds withdrawal from a checking or savings account, and payments typically process within one to two business days. There is no fee for this method when paying from a bank account. This option is ideal for customers who want immediate confirmation and a digital record of their payment.

Phone payment is another option where you call the Atlantic City Electric customer service line at 1-800-833-7787. An automated system guides you through entering your account number and payment information. Like online payments, this method typically processes within one to two business days. Some customers prefer phone payment because they can speak with a representative if they have questions, though there is no fee for using the automated system.

Mail payment remains available for customers who prefer traditional methods. You can send a check or money order to the address listed on your bill, typically Atlantic City Electric's lockbox in New Jersey. Allow 5-7 business days for mail processing, so plan accordingly to avoid late payment fees. Include your account number on the check to ensure proper posting to your account.

Automatic bank draft (autopay) deducts your bill amount from your bank account on a set date each month, usually within a few days of your bill's due date. Setting up autopay through the website takes just a few minutes and requires your bank account information. This method eliminates the risk of forgetting to pay and ensures consistent on-time payments. You can cancel or modify the service anytime through your online account.

Takeaway: Set up autopay if you want the simplest, most reliable payment method with no risk of late fees. If you prefer manual control, online payment offers the fastest processing with a digital record for your records.

Managing Your Account Online

The Atlantic City Electric online account portal, accessible at www.atlanticcityelectric.com, provides tools for managing multiple aspects of your service beyond just paying bills. Creating an account gives you access to your billing history, usage patterns, and account settings from any device with internet access. Most customers can create an account in under five minutes using their account number and service address.

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Within your online account, you can view detailed information about your electricity usage broken down by day or month. This feature helps identify when you use the most energy. For example, if you see consistently high usage on hot summer days, you know your air conditioning is your biggest energy consumer. Some accounts provide hourly usage data, which can pinpoint specific appliances or times of day when consumption spikes. This information is valuable for adjusting your habits to reduce future bills.

The account portal displays your billing history dating back several years, allowing you to compare bills across seasons and years. You can download and print copies of past bills for tax records, insurance purposes, or documentation for financial assistance programs. The system also shows your payment history, confirming when payments were received and processed. If you dispute a charge or need documentation for a credit claim, you can find this information quickly online rather than waiting to speak with a representative.

You can update your contact information, including mailing address, email, and phone number, directly through your online account. You can also set up paperless billing, which delivers your bill via email instead of mail. This reduces paper waste and ensures you receive your bill instantly rather than waiting for mail delivery. Many customers find paperless billing helpful because the email notification reminds them when their payment is due.

The portal includes links to information about available programs and services. You can research Atlantic City Electric's offerings related to energy efficiency, budget billing plans, and customer assistance programs. Some accounts provide real-time notifications if your usage appears unusually high, alerting you to potential problems like equipment malfunction. You can also submit account-related questions or service requests through the online portal and receive responses within one to two business days.

Takeaway: Set up your online account to track usage patterns and view billing details anytime. Use historical usage data to identify your highest-consumption periods and set realistic goals for reducing energy use.

Understanding Rates, Rate Changes, and Budget Billing Options

Atlantic City Electric's rates are regulated by the New Jersey Board of Public Utilities (BPU), a state agency that reviews rate change requests and determines whether increases are justified by operational costs. This means your rates cannot change arbitrarily—they adjust only when Atlantic City Electric files a rate case with the BPU and the state approves changes. Understanding how rates work helps you predict how your bills may change throughout the year.

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Residential electricity rates include both a per-kWh energy component and fixed monthly charges. Atlantic City Electric also applies different rates based on the time of year. Summer rates (typically June through September) are higher than winter rates because demand increases when people run air conditioning. Peak demand periods—usually late afternoon and early evening—sometimes carry slightly higher rates than off-peak times. If you can shift some usage to off-peak hours, such as running your dishwasher or laundry late at night or early morning, you may see modest savings on your bill.

Atlantic City Electric offers a Budget Billing program that lets customers pay the same amount each month instead of experiencing large fluctuations between winter and summer bills. The company calculates an average monthly payment based on your previous year's usage, and you pay this amount for 11 months. At the end of the 12-month cycle, the company reconciles your actual usage against what you paid. If you used less than expected, you receive a credit on your next bill. If you used more, you owe the difference. Budget Billing helps customers with fixed incomes or uncertain financial situations plan their monthly expenses more reliably. You can request this program through your online account or by calling customer service.

Rate changes typically occur annually, usually in the spring or fall. When Atlantic City Electric files a rate case with the BPU, the company publishes notices in local newspapers and on its website. Customers are notified of pending rate changes well in advance, and the BPU holds public hearings where residents can comment. Historical rate adjustments for Atlantic City Electric have averaged 2-4% annually, though some years see larger changes. Monitoring these notifications helps you understand when your