Microsoft Points, now called Microsoft Rewards points, are a digital currency that Microsoft awards to users for various activities. These points accumulate in your account and can be converted into real rewards. Unlike traditional money, Microsoft Points have no cash value on their own—they exist only within Microsoft's ecosystem and serve as a way to earn items you might otherwise purchase.
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You earn Microsoft Rewards points through several everyday activities. Taking searches on Bing search engine is one of the most common ways; Microsoft awards points for each search you perform. Shopping through the Microsoft Store also generates points—typically, you earn points equal to a percentage of your purchase amount. Completing tasks and surveys through the Microsoft Rewards dashboard adds points to your account. Some games, particularly those available through Xbox Game Pass, also offer point rewards for achievements and gameplay milestones.
The point system works on a tiered structure. Different activities reward different amounts of points. For example, a single Bing search might earn you 5 to 10 points, while a $50 purchase at the Microsoft Store could earn 250 points or more, depending on current promotions. Microsoft frequently runs special promotions that multiply your point earnings—sometimes called "point bonuses"—where you earn double or triple points for specific actions during limited periods.
Your Microsoft account tracks all points automatically. When you perform a qualifying activity, the points should appear in your account within 24 hours, though they often show up immediately. You can view your current point balance by logging into your Microsoft Rewards account on any device where you're signed in with your Microsoft account. The dashboard displays your total points, recent activity that earned points, and available redemption options.
Practical Takeaway: Start by checking your current Microsoft Rewards account balance. Visit the Microsoft Rewards website, sign in with your Microsoft account, and note your starting point total. This baseline helps you track how quickly you accumulate points through your normal Microsoft activities.
Microsoft Points can be redeemed for a wide range of rewards across different categories. The most popular category is digital content for gaming. Xbox Game Pass is available for redemption—this subscription service provides access to a library of hundreds of games. Game Pass comes in different tiers and subscription lengths, from one month to several months. You can redeem points for Game Pass Ultimate, which includes online multiplayer capabilities and cloud gaming features.
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Gift cards represent another major redemption category. You can convert Microsoft Points into Microsoft Store gift cards, Amazon gift cards, or gift cards for other retailers. The point-to-dollar ratio varies; typically, you might need 91,000 points for a $100 gift card, though prices fluctuate based on Microsoft's promotions. Some users find that gift cards offer flexibility since they can purchase whatever they want rather than being locked into Microsoft's specific offerings.
Xbox-related rewards are substantial for gaming-focused users. Beyond Game Pass, you can redeem points for Xbox Game Pass for PC, individual game titles available through the Microsoft Store, and in-game currency for popular titles. Some games offer character skins, battle passes, or other cosmetic items purchasable with points-converted currency. This appeals to people who play games like Minecraft, Forza, or subscription titles regularly.
Microsoft 365 subscriptions represent another redemption path. You can use points to cover the cost of Microsoft 365 Family or Microsoft 365 Personal subscriptions, which provide access to Word, Excel, PowerPoint, and cloud storage. This option appeals to students, professionals, and families who use these tools regularly and want to offset subscription costs.
Charitable donations have become available through the Microsoft Rewards program. You can choose to convert your points into donations to various nonprofit organizations. This option allows users to contribute to causes they support without spending personal money. Organizations in education, health, and environmental sectors participate in this program.
Practical Takeaway: Review the "Redeem" section of your Microsoft Rewards dashboard and note which reward categories interest you most. Compare the point costs for different items to understand which redemptions offer the best value for your point-earning rate. This helps you decide whether to pursue points aggressively or redeem them as you accumulate them.
The redemption process itself is straightforward and takes only a few minutes. First, log into your Microsoft Rewards account using your Microsoft account credentials. You can do this from any device—computer, tablet, or phone—as long as you have internet access. Once logged in, navigate to the "Redeem" section of the rewards dashboard. This section displays all available rewards organized by category.
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Browse through the available options and select the specific reward you want. Each reward displays its point cost clearly. Before proceeding, confirm that you have enough points in your account to cover the redemption. If you don't have enough points, you can either earn more points before redeeming or choose a lower-cost reward. Most users can see their current balance prominently displayed at the top of the dashboard.
Click or tap the reward you've chosen. This usually brings up a confirmation screen showing the reward details and the exact number of points it will cost. Read this information carefully to ensure you're redeeming what you intended. Some rewards have specific terms—for example, a Game Pass subscription might be limited to new subscribers or existing subscribers may have restrictions on how frequently they can redeem.
Confirm your redemption. Once you click the final confirmation button, the system deducts points from your account immediately. You'll receive a confirmation message on screen and typically via email as well. For digital rewards like gift cards or Game Pass subscriptions, you should receive the reward details (such as a code to redeem) within minutes. For physical rewards or those requiring processing, you may receive shipping or processing information.
Complete any additional steps required by the specific reward. For gift cards, you may need to copy a code and enter it in another system. For Game Pass, you might need to redeem a code in your Xbox account or Microsoft account settings. For subscriptions, the system may automatically add the subscription to your account. Follow the instructions provided in your confirmation email or on-screen message.
Practical Takeaway: Before your first redemption, write down the exact steps you need to follow for your chosen reward type. This reference guide helps you move smoothly through future redemptions without confusion, especially if you're unfamiliar with where to input codes or how to access your newly redeemed items.
Not all Microsoft Points redemptions offer equal value. The point-to-dollar ratio varies significantly depending on what you're redeeming. Understanding these ratios helps you decide where your points provide the most benefit. For example, a $100 Microsoft Store gift card might cost 91,000 points in one month but 85,000 points the next month, depending on promotions.
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Game Pass subscriptions often provide strong value for point redemptions. A one-month Game Pass Ultimate subscription might cost 28,000 points, which works out to roughly $9 to $11 in value if you were to purchase it with cash. Compared to the approximately 900-point-per-dollar ratio you might see with gift cards, Game Pass sometimes offers better value—perhaps 2,500 to 3,000 points per dollar of value received. However, this value is subjective; it only applies if you actually use the Game Pass subscription.
Microsoft Store gift cards typically offer the least favorable exchange rate. Converting points to a Microsoft Store gift card might require you to spend roughly 910 points per dollar. However, many users find this acceptable because Microsoft Store gift cards provide maximum flexibility—you can purchase whatever you want whenever you want, rather than being locked into specific redemption options.
Charitable donations sometimes offer competitive point values. Various nonprofit organizations participate in the program, with point values for donations ranging from modest amounts (like 5,000 points for a $5 donation) to substantial amounts (like 100,000 points for a $50 donation). The point-to-dollar ratio typically hovers around 2,000 points per dollar, making it comparable to Game Pass but often less favorable than gift cards.
Xbox Game Pass for PC offers particularly good value for users who already own a computer and enjoy gaming. This subscription costs less than Game Pass Ultimate but provides access to a library of hundreds of games optimized for PC. The point cost aligns with the service's cash price, making the point value roughly equivalent to purchasing it directly with money
This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.