GoFundMe is an online crowdfunding platform where individuals and organizations can create fundraising campaigns to collect money from the public. Founded in 2010, the platform has facilitated over $3 billion in donations across millions of campaigns. Unlike traditional loans or grants, GoFundMe operates on a voluntary donation model—people choose to contribute money to causes they care about, with no repayment expected.
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The platform works through a straightforward process: you create a campaign describing your fundraising goal and why you need funds, then share it with your network and the broader GoFundMe community. Donors can view your campaign page, read your story, and choose to donate any amount they wish. GoFundMe handles the payment processing, and funds are transferred to your bank account. The company charges a 2.2% transaction fee plus 30 cents per donation, along with standard payment processing fees.
GoFundMe campaigns cover a wide range of purposes. Common categories include medical expenses (the largest category, representing about 27% of all campaigns), education costs, emergency travel, memorial services, animal rescue, small business startup costs, and community projects. There are no official restrictions on campaign topics, though the platform does prohibit certain activities like selling illegal goods or fraudulent campaigns.
The platform operates in multiple countries including the United States, United Kingdom, Canada, Germany, France, and Australia. Each region has slightly different currency options and payment methods available. Understanding these basics helps you determine whether GoFundMe is the right fundraising approach for your situation and what to expect from the process.
Practical Takeaway: Research whether GoFundMe has been used successfully for campaigns similar to yours. Visit the platform's website and search for comparable campaigns to see funding amounts, timelines, and how campaigns are presented.
The first step in creating a GoFundMe campaign is visiting the GoFundMe website and selecting "Start a GoFundMe." You'll be prompted to either sign in with an existing account or create a new one. You can create an account using your email address, Google account, or Facebook account. A valid email address is required because GoFundMe will use it to verify your identity and communicate about your campaign.
Once your account is created, you'll enter basic information about your fundraising goal. This includes selecting a category that best describes your campaign—such as medical, funeral, emergency, education, creative, nonprofit, business, community, or sports. Choosing the correct category helps your campaign appear in relevant searches and reach people interested in your cause. You'll then set a fundraising goal amount and give your campaign a title. The title should be clear and compelling, describing what you're fundraising for in 10 words or fewer. For example, "Help Sarah's Family After House Fire" is more effective than a vague title like "Family Emergency Fund."
You'll need to provide personal information including your first and last name, email address, and street address. This information is used to verify your identity and process payouts. GoFundMe uses this data to help prevent fraud. You'll also need to set up how you want to receive your funds. In the United States, this typically means connecting a bank account where donations will be deposited. You can link a checking or savings account from a U.S. bank, and funds are usually transferred within 2-3 business days after withdrawal.
During setup, you'll decide whether your campaign will accept donations in a specific currency and which payment methods to allow. GoFundMe supports donations via credit card, debit card, PayPal, Apple Pay, Google Pay, and bank transfers depending on your location. Most campaigns allow all available payment methods to maximize donation options for supporters.
Practical Takeaway: Prepare your information in advance before starting the setup process. Gather your full legal name, current address, email address, and the bank account where you want funds deposited. This ensures the setup moves smoothly without delays.
The campaign description is the most important element of your fundraising page. This is where you explain your situation, why you need funds, and why people should donate. Research from GoFundMe indicates that campaigns with detailed, personal stories receive significantly more donations than those with minimal descriptions. Your story should be honest, specific, and emotionally resonant without being manipulative.
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Start with a headline that summarizes your need in one sentence. Follow this with an introduction that provides context. For example: "My name is James, and I'm raising money to cover unexpected medical bills after a car accident in September." Then explain the situation in detail. What happened? Why do you need this specific amount? What will the money be used for? Be as specific as possible. Instead of writing "I need money for medical bills," write "I need $8,500 to cover emergency surgery, hospital stay, and three months of physical therapy not covered by my insurance."
Include information about who you are and what led to your current circumstances. People donate to people, not just causes. Help donors understand your situation by sharing relevant background. If you're raising funds for a child's education, explain your background, why education matters to your family, and what your child wants to accomplish. If you're fundraising for a medical situation, describe the diagnosis, treatment plan, and how it impacts your daily life.
Address the question donors will naturally ask: "Why can't you pay for this yourself?" Be honest about your financial constraints without oversharing embarrassing details. For example: "I've used my savings for living expenses while recovering, and my health insurance has a $10,000 deductible." This transparency builds trust. You can also mention any steps you've already taken to address the problem—other funding sources you've pursued, payment plans you're on, or support you're receiving.
Include a clear breakdown of how funds will be used. If you're raising $5,000, specify: "Surgery: $3,200, Hospital stay: $1,200, Medications: $600." This specificity shows donors their money goes to defined needs. Close your story by explaining what help means to you and your family. What will be possible once you reach your goal? How will donors' contributions change your situation?
Practical Takeaway: Write your story in a Google Doc or Word document first, then edit for clarity and emotion. Read it aloud to check how it sounds. Remove jargon and overly formal language. Aim for a 300-500 word description that covers your situation, why you need funds, and what the money will be used for.
Visual content significantly increases campaign success. GoFundMe data shows that campaigns with photos and videos receive more donations and higher average donation amounts than text-only campaigns. The platform allows you to upload a main campaign image (which appears as the thumbnail when your campaign is shared) and up to 10 additional photos or videos.
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Your main campaign image should be clear, high-quality, and relevant to your fundraising goal. This might be a professional headshot if you're fundraising for a personal need, a photo of the community project you're funding, or an image related to your cause. The image should be at least 720 pixels wide and ideally between 720-1200 pixels. Avoid blurry, low-quality, or overly filtered images. Natural lighting produces better results than flash photography.
Photographs should show your face or the subject of your campaign. If you're raising funds for a medical situation, a recent photo of you helps donors feel connected to your story. If you're fundraising for a community project or nonprofit, show the actual project or people involved. If you're raising money for an animal, include photos of the animal. Avoid stock photos or generic images—authentic photos with real people perform better.
Videos are highly effective but optional. You don't need professional production quality; a 30-90 second video recorded on your smartphone is sufficient and often more authentic than highly produced content. In your video, introduce yourself, briefly explain your situation, and express gratitude for donations. Speak directly to the camera, smile, and maintain good eye contact. Poor lighting or shaky camera work is less important than genuine, heartfelt communication. Donors respond to authenticity.
When uploading multiple photos, arrange them in order of importance. Your first photo should be the most compelling. Include progress photos if applicable—for example, if you're renovating a community center, show before and after photos. If you're raising funds for an education campaign, include photos of the
This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.