Con Edison, the major electric and gas utility serving New York City and Westchester County, allows people who are not account holders to pay bills on behalf of someone else. This is commonly called a guest payment or third-party payment. A guest payment means you are making a payment toward an existing Con Edison account without being the account owner or authorized user on that account.
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Con Edison processes thousands of guest payments each month from family members, friends, property managers, and others who help pay utility bills. The guest payment system exists because many households have situations where one person manages the account but another person wants or needs to contribute financially to the bill. For example, an adult child might pay their parent's electric bill, a landlord might accept payments from tenants, or a family member might help during financial hardship.
The guest payment process is straightforward and does not require prior authorization from the account holder, though notifying them is practical. Con Edison accepts guest payments through multiple channels, including their website, phone system, in-person locations, and authorized payment centers. Each method follows similar steps but offers different convenience levels depending on your situation.
Understanding how guest payments work helps you avoid common mistakes. For instance, you need the account number or service address of the account you want to pay toward. Without this information, your payment may be delayed or misapplied. Con Edison's system is designed to process guest payments quickly, typically reflecting in the account within one to two business days for electronic payments.
Takeaway: A guest payment is a third-party contribution to someone else's Con Edison bill. You can make this payment without being on the account, but you will need the account number or the service address where the utility is being used.
Before you attempt to pay a Con Edison bill as a guest, you need to collect specific information about the account. The most important piece of information is the account number. This nine-digit number appears on the Con Edison bill statement and uniquely identifies the account in Con Edison's system. If you do not have the bill in front of you, you can obtain the account number by asking the account holder directly or requesting it from them through a phone call, text, or email.
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The service address is your second option if you do not have the account number. The service address is the physical location where the electric or gas service is being provided. This might be a residential apartment, a house, a business location, or a multi-unit building. When providing the service address, be as specific as possible, including the street number, street name, apartment or unit number if applicable, city, state, and ZIP code. Con Edison's system can match this address to the account.
You will also need to know the amount you want to pay. You can pay the full bill amount, a partial amount, or any amount you choose. Con Edison does not require you to pay the entire bill at once. If you are paying part of a bill, it is helpful to know what the current balance is, though this is not required to process the payment. The current balance appears on the bill statement under sections labeled "Amount Due" or "Current Balance."
Having the customer's name is optional for guest payments but can be helpful if you are paying at a physical location or over the phone. Some payment methods may ask for the customer's name to confirm you have the correct account. You do not need the customer's Social Security number, PIN, or password to make a guest payment.
If the account has multiple utility types (electric and gas), confirm which account you are paying toward. Some customers have separate account numbers for electric and gas service even though both services may be for the same address. Paying toward the wrong account type would delay the payment reaching the correct bill.
Takeaway: Collect the account number or service address, the payment amount, and optionally the customer's name. Having this information ready before you begin the payment process prevents delays and errors.
Con Edison's website includes a guest payment option that allows you to pay a bill online without logging into an account. This method is available 24 hours a day, seven days a week, making it one of the most flexible payment options. To access the guest payment feature, visit Con Edison's official website and look for the "Make a Payment" or "Pay Your Bill" section on the homepage.
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The online guest payment process typically involves several steps. First, you will be prompted to select whether you are making a payment as the account holder or as a guest. Choose the guest payment option. Next, enter either the account number or the service address. If you use the service address, Con Edison's system will search for matching accounts and may ask you to select the correct one if multiple accounts are associated with that location.
After identifying the account, you will see the current balance and due date. You can choose to pay the full amount or enter a different amount. The system will display the available payment methods, typically including credit cards, debit cards, and bank transfers. Note that paying with a credit or debit card may involve a processing fee of approximately 2.5 percent of the payment amount, though this fee varies and should be clearly displayed before you confirm.
When entering payment information, you will provide your own contact details rather than the account holder's information. This includes your name, email address, and phone number. Con Edison uses this information to send you a payment confirmation. You should receive the confirmation email within a few minutes of completing the payment. Keep this confirmation for your records, as it contains the confirmation number, payment amount, and date processed.
One advantage of online payment is speed. Electronic payments typically post to the account within one to two business days. If you are paying toward a bill that has a due date approaching, submitting payment online in advance of that date helps prevent late fees on the account.
Con Edison's website also provides a payment lookup feature where you can enter the service address to view the current bill amount and due date without creating an account. This is helpful if you want to check what is owed before committing to a payment amount.
Takeaway: Online guest payments through Con Edison's website are available around the clock and process within one to two business days. Have your account number or service address ready, and expect a possible processing fee if using a card.
Con Edison maintains a phone system that allows guest payments through automated voice prompts and also through conversations with customer service representatives. The automated phone payment system is available 24 hours daily and does not require you to speak with anyone. To use this system, call Con Edison's main customer service line and follow the prompts to select the option for making a payment.
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The automated system will ask you to enter either the account number or the service address using your phone keypad. After the system confirms the account, it will display the current balance and ask how much you want to pay. You will be prompted to provide a payment method, typically a checking account number and routing number for a bank transfer, or a debit card number. Bank transfers through the automated system usually have no fee, making this an economical choice for regular payments.
If you prefer speaking with a person, Con Edison's customer service representatives can also process guest payments over the phone. A representative can answer questions about your specific situation, explain payment options, and walk you through the process. Phone representatives are available during business hours, typically Monday through Friday from early morning until evening, with limited Saturday hours. Weekend and evening availability varies by season.
When paying by phone, have your payment method information ready. If paying by debit or credit card, you will need the card number, expiration date, and security code. If paying through a bank account, you will need your routing number and account number. Some people worry about providing bank information over the phone; Con Edison's system uses encryption and security protocols standard in the utility industry.
One consideration with phone payments is the time of day you call. During peak hours—typically late morning through mid-afternoon on weekdays—wait times may be longer. Early morning, late evening, or off-peak hours generally have shorter wait times. If you are paying a large amount or have concerns about your transaction, speaking with a representative can provide peace of mind.
Con Edison also operates an automated system specifically for customers paying by phone with a bank account. This system processes the payment and provides a confirmation number immediately. The payment typically posts within one to two business days, the same timeframe as online payments.
Takeaway: Phone payments through Con Edison's automated system or customer service representatives provide flexibility outside of business hours. Bank account payments typically
This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.