Get Your Free New Jersey Driver's License Points Guide

Understanding New Jersey's Driver's License Points System

New Jersey uses a points system to track driving violations and enforce road safety. When you receive a traffic ticket or are convicted of a driving offense, the New Jersey Motor Vehicle Commission (MVC) assigns points to your driving record. Each violation carries a specific number of points based on the severity of the infraction. For example, speeding violations typically range from 2 to 5 points depending on how far over the speed limit you were traveling. More serious violations, such as reckless driving or driving under the influence, carry higher point values.

Free Guide to Credit Card Account Login →

The points system serves as a way to monitor and penalize unsafe driving behavior. Accumulating too many points within a certain timeframe can result in consequences including license suspension or revocation. Understanding how this system works is important for any driver in New Jersey, whether you currently have points on your record or want to learn how to avoid accumulating them.

New Jersey's point system is separate from insurance company rating systems. While insurance companies may also track your driving record and adjust your rates, the state's points system is used by the MVC to enforce compliance with traffic laws. Receiving points on your license does not automatically mean your insurance rates will increase, though many insurance companies do review driving records when setting premiums.

The guide provides information about which violations carry how many points, how long points remain on your record, and what happens when you reach certain point thresholds. This knowledge can help you understand the consequences of traffic violations and make informed decisions about your driving.

Practical Takeaway: Learning what each violation costs in points helps you understand how quickly points can accumulate and what specific behaviors carry the highest risk to your driving privileges.

Common Traffic Violations and Their Point Values

Different traffic violations carry different point values in New Jersey. Minor infractions like improper equipment or broken taillights typically carry 0 points but still result in a ticket. Speeding violations are among the most common and carry points that vary based on the speed. Traveling 1 to 14 miles per hour over the limit costs 2 points. Going 15 to 29 miles per hour over the limit costs 4 points. Exceeding the limit by 30 miles per hour or more results in 5 points.

Get Your Free FiveM Setup Guide for GTA V →

Other common violations and their point values include: reckless driving (5 points), careless driving (2 points), failure to maintain a safe distance (2 points), passing a school bus (5 points), and using a handheld mobile device while driving (3 points). Seat belt violations for drivers and front seat passengers carry 0 points but still result in a fine. Child safety seat violations also carry 0 points but are still enforceable.

More serious violations include driving under the influence (DUI), which carries 12 points for the first offense. Other high-point violations include refusal to submit to a breath test (12 points for first offense) and accumulating multiple violations within a short period. Hit-and-run incidents and leaving the scene of an accident also carry substantial points.

Understanding these point values matters because it shows you which behaviors pose the greatest risk to your license. A single instance of reckless driving costs the same as multiple speeding violations. This information can help you prioritize safe driving practices and understand why certain violations are weighted more heavily than others.

Practical Takeaway: Review the point values for violations you might encounter most often in your regular driving to understand which infractions pose the biggest threat to accumulating dangerous point totals.

How Points Accumulate and License Suspension Thresholds

In New Jersey, points remain on your driving record for a specific period depending on the violation. Most violations result in points that stay on your record for 3 years from the date of conviction. However, more serious violations like DUI may have longer periods. During this 3-year window, all points you accumulate are added together to determine if you meet suspension thresholds.

Learn How Colorado's Unemployment System Works →

The suspension thresholds in New Jersey depend on your age and driving status. For drivers with a standard license, accumulating 12 points within 3 years results in a mandatory license suspension. Drivers between 17 and 21 years old face stricter rules and can have their licenses suspended for accumulating just 6 points within 3 years. This stricter standard applies to younger drivers partly due to their higher statistical accident rates and less driving experience.

When you reach the suspension threshold, the MVC will send you a notice of suspension. This is not immediate—there is typically a period between accumulation and notification. During this time, you may have the opportunity to attend a remedial driver's license program, which in some cases can reduce your points. Successful completion of an approved defensive driving course can remove up to 3 points from your record, though you can only do this once every 5 years.

Understanding how points accumulate helps you track your own record. If you have received a few violations, you can calculate approximately where you stand. For example, if you received a speeding ticket for going 20 miles over the limit (4 points) and were cited for careless driving (2 points) within the same year, you would have 6 points, leaving you with room for only a few more violations before reaching the 12-point suspension threshold.

Practical Takeaway: If you have received any violations, request a copy of your driving record from the MVC to see exactly how many points you have and calculate how close you are to suspension thresholds.

How to Obtain Your Free Points Guide and Driving Record Information

The New Jersey Motor Vehicle Commission provides information about the points system through multiple channels. You can obtain this information by visiting the official MVC website at nj.gov/mvc, where they post educational materials about traffic violations and point values. The website includes downloadable guides and resources explaining how the points system works, which violations carry which point values, and what happens when you accumulate points.

Free Guide to Understanding Habit Formation Timeline →

To obtain your personal driving record, you can request it directly from the MVC. You have several options for doing this. You can visit an MVC licensing center in person with a valid ID and pay a small fee to receive an official copy of your record. You can also request your record by mail by sending a written request to the MVC with your full name, date of birth, and driver's license number. For some requests, you may be able to use the online system if you have verified your identity through the state's portal.

Your driving record will show all violations, points assigned, and dates of each incident. It will also indicate any suspensions, revocations, or administrative actions taken against your license. Having this information is valuable because it allows you to verify the accuracy of what the MVC has recorded and understand exactly where you stand with the points system. If you find errors on your record, you can dispute them through the MVC's formal process.

Educational guides about the New Jersey points system are also sometimes made available through insurance companies, defensive driving course providers, and driver's education programs. These resources typically explain the same information as the official MVC materials but may present it in different formats. Community organizations and libraries in some cases also have materials about New Jersey traffic laws and the points system.

Practical Takeaway: Start by visiting nj.gov/mvc and requesting a copy of your driving record so you have accurate, official information about your current points standing before you read about how the system works.

Reducing Points Through Defensive Driving Courses

New Jersey allows drivers to reduce points on their records by successfully completing an approved remedial driver's license program, commonly known as a defensive driving course. This program is designed to teach drivers about safe driving practices and help them understand traffic laws more thoroughly. Upon successful completion, you can petition the MVC to remove up to 3 points from your record.

Get Your Free Publix Job Application Guide →

To use this option, you must first find an approved course. The MVC maintains a list of approved providers that offer these courses both in-person and online. Courses vary in length but typically require between 6 and 8 hours of instruction. The course content covers topics such as hazard awareness, vehicle control, distracted driving risks, and how to handle emergency situations on the road. Instructors review New Jersey traffic laws and discuss common violations and their consequences.

Several important rules apply to this point-reduction option. You can use it only once every 5 years, meaning if you completed a defensive driving course in 2022, you cannot use this option again until 2027.