Get Your Free Guide to Palm Beach Housing Authority Programs

Understanding Palm Beach Housing Authority and Its Role in the Community

The Palm Beach Housing Authority (PBHA) is a public agency that manages housing resources for people in Palm Beach County. Established to help address housing challenges, the organization oversees several programs designed to support residents with varying income levels and housing needs. The authority operates independently but works alongside federal housing programs funded through the U.S. Department of Housing and Urban Development (HUD).

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The PBHA manages properties and programs throughout the county, serving thousands of households annually. The organization's primary mission focuses on providing safe, decent housing opportunities for low and very-low income families, seniors, and individuals with disabilities. Understanding how PBHA operates and what programs exist is the first step in learning about housing options that may be available in your area.

PBHA programs operate under strict federal guidelines that dictate program rules, income limits, and rent structures. These guidelines change periodically based on federal policy and local economic conditions. The authority maintains detailed records about current income thresholds, which vary depending on family size and the specific program. For example, in 2024, the median family income for Palm Beach County is used to calculate income limits for various assistance programs.

The organization provides more than just housing units. PBHA also offers information and referral services to help residents understand their housing options. Staff members can explain how different programs work, what documents are typically needed for various processes, and where to find additional community resources. This informational role helps residents make informed decisions about housing without requiring them to navigate government systems alone.

Takeaway: PBHA is a local housing agency managing multiple programs. Learning about what PBHA offers and how it operates helps you understand what housing options may exist in Palm Beach County.

Public Housing Programs and How They Operate

Public housing represents one of the oldest federal housing programs in the United States. PBHA manages public housing properties where residents pay rent based on their income level. Unlike private rentals where market rates determine rent, public housing rent is calculated as a percentage of household income—typically 30 percent of adjusted gross income. This structure means two families with different incomes living in similar units may pay different rents.

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PBHA operates approximately 2,000 public housing units across Palm Beach County. These units range from single-family homes to apartment complexes. Properties are located in various communities throughout the county, including West Palm Beach, Lake Worth, Lantana, and other areas. Each property has different characteristics, amenities, and bedroom configurations. Some properties serve families with children, while others focus on seniors or individuals with disabilities.

Public housing units must meet federal housing quality standards. The authority conducts regular inspections to ensure units have functioning plumbing, electrical systems, heating, and cooling. Lead-based paint requirements apply to older units. Maintenance teams address repairs within specified timeframes. Residents are responsible for keeping units clean and reporting maintenance issues promptly. Lease agreements outline tenant responsibilities, which typically include paying rent on time, maintaining the unit, and following community rules.

The application process for public housing involves providing information about household composition, income, and housing needs. Applicants receive information about how the process works and what documents are typically requested. Processing times vary depending on local demand and staffing capacity. Some properties maintain waiting lists due to high demand, meaning applicants may wait months or years before a unit becomes available. Priority may be given to households experiencing homelessness or other special circumstances, depending on local policies.

Takeaway: Public housing offers rent-based-on-income opportunities through PBHA-managed properties, with rent typically set at 30 percent of household income rather than market rates.

Section 8 Housing Choice Voucher Program Details

The Section 8 Housing Choice Voucher program operates differently than traditional public housing. Rather than living in properties owned by PBHA, participants use vouchers to rent units from private landlords. The program subsidizes a portion of the rent, with participants typically paying their share based on income. This gives households more choice in where they live compared to public housing, since any landlord accepting the program can participate.

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Voucher amounts are calculated based on the Fair Market Rent (FMR) for specific bedroom sizes in Palm Beach County. The 2024 Fair Market Rents in the county range from approximately $1,400 for a one-bedroom unit to $2,100 for a four-bedroom unit. However, these figures update annually and may change based on local rental market conditions. The voucher covers the difference between 30 percent of the household's adjusted income and the actual rent, up to the FMR limit. If a unit costs more than the FMR, the tenant pays the difference out of pocket.

Landlords must agree to participate in Section 8 and meet property standards before participants can lease units. The program requires inspections to ensure units are safe and meet basic housing quality standards. Landlords cannot refuse to rent to voucher holders based on the voucher alone, though they can apply standard screening criteria. Once a lease is signed, PBHA pays the landlord's portion of the rent directly, and the tenant pays their share.

The Section 8 waiting list in Palm Beach County experiences significant demand. The authority opened the waiting list for a brief period in 2019 and received thousands of applications. Currently, the waiting list is closed, meaning new applications are not being accepted. Residents interested in future opportunities should contact PBHA to learn about when the list might reopen and how to prepare. Household size, income level, and housing needs determine priority if the list reopens.

Takeaway: Section 8 vouchers allow participants to rent privately-owned units with rent subsidies, providing more housing choice, though Palm Beach County's program currently has a closed waiting list.

Programs for Seniors and People with Disabilities

PBHA operates specialized programs addressing housing needs for seniors and individuals with disabilities. These programs recognize that older adults and people with disabilities may need accessible units, supportive services, or modified living arrangements. The authority manages properties with features like grab bars in bathrooms, wheelchair-accessible entrances, and ground-floor units that accommodate mobility challenges.

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The Multifamily Rental Assistance Program (MRAP) supports seniors and people with disabilities living in privately-owned apartment complexes. Through this program, property owners receive rent subsidies, allowing them to offer lower rents to participants. This differs from Section 8 because the subsidy is tied to the property rather than the individual. Participants must meet income and disability or age requirements. Income limits for these programs are often slightly higher than public housing limits, ranging up to 60 percent or 80 percent of area median income depending on the specific program.

Project-Based Vouchers (PBVs) represent another option where vouchers are attached to specific properties rather than individuals. PBHA has PBV units available at several locations throughout the county. These units serve households with very low incomes. The application and waiting list process for PBVs operates similarly to regular Section 8, though specific properties may have different requirements or preferences.

Many properties serving seniors offer supportive services beyond housing. These may include case management, medical appointment transportation, congregate dining programs, and recreational activities. Some properties partner with health agencies to offer on-site services. While not all properties provide services, learning about what's available at specific locations helps households understand the full range of support possible. Family members or caregivers can play important roles in helping seniors and individuals with disabilities understand program requirements and complete necessary paperwork.

Takeaway: Specialized programs for seniors and people with disabilities offer accessible housing and, in some cases, supportive services through public housing properties, MRAP, and Project-Based Vouchers.

Income Limits, Rent Calculations, and Financial Requirements

Income eligibility represents a fundamental aspect of PBHA programs. Programs target households earning at or below specific percentages of the Area Median Income (AMI). In 2024, the median family income for Palm Beach County is approximately $79,000 for a family of four. Public housing and Section 8 typically serve households at or below 50-80 percent of AMI. For a family of four, this means household income limits ranging from roughly $32,000 to $63,000 annually, depending on the program.

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Income calculation includes various sources: employment wages, Social Security, unemployment benefits, child support, disability benefits, and other recurring income. One-time payments or temporary earnings typically don't count toward income limits. The authority requests documentation like