Get Your Free California Section 8 Housing Information Guide

Understanding California Section 8 Housing Choice Vouchers

The federal Housing Choice Voucher Program, commonly known as Section 8, is a nationwide initiative that helps very low-income households pay rent. In California, this program operates through local Public Housing Authorities (PHAs) in cities and counties throughout the state. The program does not provide housing directly. Instead, it gives eligible households vouchers that reduce what they pay toward rent in privately owned apartments or houses.

Get Your Free Facebook Account Memorial Guide →

Section 8 was created under the Housing and Community Development Act of 1974. Today, approximately 2.2 million households nationwide receive voucher assistance, with roughly 350,000 of those in California. The program works by subsidizing the difference between what a household can afford and the actual rent. A household typically pays 30 percent of its gross monthly income toward rent, and the voucher covers the remainder, up to a maximum amount called the payment standard.

California's Section 8 program includes different variations. The standard Housing Choice Voucher is the most common. Some families also participate in project-based vouchers, where assistance is tied to specific buildings rather than individual families. Non-elderly disabled households, families with children, and elderly individuals all participate in California's program. The program serves renters who meet income limits, which vary by county and family size. For example, in 2024, a family of four in Los Angeles County with an annual income below approximately $50,000 might meet income requirements, though actual limits differ by location.

Practical takeaway: Section 8 vouchers reduce housing costs by paying part of the rent directly to landlords. To understand how this program might work in your specific area, locate your county's Public Housing Authority website for local details about program structure and current participant numbers.

Income Limits and Household Requirements

California Section 8 housing programs establish income limits based on the Area Median Income (AMI) for each county or region. These limits change annually. To participate, a household's income generally must not exceed 50 percent of the AMI for that area. However, some PHAs may use higher thresholds up to 80 percent AMI. Income calculations include all household members' earned and unearned income, including wages, Social Security, disability payments, unemployment benefits, child support, and pension income.

Get Your Free Guide to Recovering Unsaved Excel Files →

Income limits vary significantly across California due to regional cost-of-living differences. In San Francisco County, the 2024 income limit for a family of four is approximately $87,450 annually. In Kern County, the same family size has a limit around $52,050. In Los Angeles County, it falls near $67,800. These figures are not permanent; they adjust yearly based on updated AMI data from the U.S. Department of Housing and Urban Development (HUD). When applying to a local PHA, staff members calculate gross income, which includes income before taxes.

Household composition matters for Section 8 purposes. A household includes the applicant, spouse, children, and other people living in the home who contribute income or rely on household members for support. Foster children and live-in aides may also count as household members. Non-related individuals living together can form a household under program rules. Some household members may be excluded from income calculations, such as live-in aides who care for disabled or elderly persons, or certain family members receiving SSI or TANF benefits.

PHAs also verify citizenship or eligible immigrant status. U.S. citizens and certain eligible immigrants may participate. Documentation requirements typically include proof of identity, Social Security numbers, and immigration status verification. Criminal history is reviewed, as individuals with certain felony convictions or registered sex offenders may be ineligible. However, not all criminal records automatically disqualify someone; each case is reviewed individually by the PHA.

Practical takeaway: Before contacting your local PHA, estimate your household's annual income by adding all members' earnings and benefits. Then check your county's current income limits on the HUD or local PHA website to see whether your household income falls within the program's range. Keep records of income documents like pay stubs, benefit letters, and tax returns.

How to Locate and Contact Your Local Public Housing Authority

Every California county and many cities operate a Public Housing Authority (PHA) that administers Section 8 vouchers locally. Finding the correct PHA for your area is the first step in learning about the program's local operation. The HUD website maintains a complete directory of PHAs nationwide, searchable by state and county. In California, you can find your local PHA through the HUD PHA locator tool at hud.gov, or by searching "[your county name] public housing authority" online.

Learn How Atlanta's MARTA Rail System Works →

Each PHA operates independently and may have different policies, wait times, and procedures. Some large urban PHAs like the Housing Authority of the City of Los Angeles (HACLA), Bay Area Housing Authority, and San Diego Housing Commission serve hundreds of thousands of residents. Smaller rural PHAs serve fewer people but follow the same federal guidelines. Contact information, office hours, and program information are typically available on each PHA's official website. Many PHAs now provide online portals where households can view their account status and submit required documents.

When contacting your PHA, you can usually reach staff by phone, email, or in-person visit. Many PHAs maintain waiting lists for Section 8 vouchers. Some have open waiting lists, meaning anyone can add their name. Others have closed lists, accepting names only during specific application periods. Wait times vary dramatically—some California PHAs have wait times of several years, while others may have shorter periods or periodic openings. The PHA staff can tell you about current waiting list status during your initial contact.

PHAs also provide other services beyond Section 8 vouchers. Many operate public housing, manage other HUD programs, and offer supportive services like financial counseling or job training. When you contact your local PHA, ask about all available programs. This helps you understand the full range of housing support options available in your area. Request information in your preferred language, as PHAs are required to provide interpretation services and translated materials.

Practical takeaway: Visit hud.gov/program_offices/public_indian_housing/pha_contacts to find your local PHA's phone number and website. Call or visit the website to learn whether the waiting list is open, what documents you need to gather, and what the current average wait time is in your area.

The Section 8 Process: From Waiting List to Receiving a Voucher

The process of receiving a Section 8 voucher involves several steps managed by your local PHA. Understanding this process helps you know what to expect. The typical timeline spans several months to years, depending on your PHA's waiting list and staffing. First, a household adds their name to the PHA's waiting list, often called the "initial list" or "regular list." This step does not mean you have been admitted to the program—it simply means your name is recorded for future consideration.

How to Pay State Farm Bills Online Safely →

When the PHA reaches your name on the waiting list, you receive notice to come in for an orientation or interview. This meeting explains how the program works, outlines household responsibilities, and begins the information-gathering process. You will need to bring documents to verify income, household composition, assets, and immigration status. Common required documents include pay stubs, Social Security statements, benefit letters, tax returns, birth certificates, identification, and lease agreements or proof of current housing.

The PHA then conducts an income verification process, checking your reported information against government databases and contacting employers or benefit-issuing agencies. This verification typically takes 30 to 60 days. The PHA also conducts a background check, reviewing criminal history, eviction records, and history with the housing program. During this time, PHA staff may request additional documentation or clarification about your circumstances.

If the PHA determines you meet program requirements, you are issued a Section 8 voucher (also called a "housing choice voucher"). This is typically a one-year authorization that allows you to search for a rental unit. The voucher specifies your monthly subsidy amount based on your income and family size. You then have a limited time—usually 120 days—to find a landlord willing to accept the voucher. The landlord must agree to accept the voucher and allow the PHA to inspect the unit. The PHA inspects the property to ensure it meets housing quality standards for health and safety. Once approved, the lease is signed and your subsidy begins.

Practical takeaway: Gather important documents now—recent pay stubs, tax returns, benefit letters, and identification—so you are ready when your PHA contacts you. Ask your