Free Guide to Getting a Social Security Card

Understanding What a Social Security Card Is and Why You Need One

A Social Security card is a document issued by the U.S. government that displays your Social Security number (SSN). This nine-digit number is one of the most important identifiers you'll have in the United States. The Social Security Administration (SSA), a federal agency, issues these cards to U.S. citizens, permanent residents, and certain noncitizens who are authorized to work.

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Your Social Security number serves multiple purposes beyond just Social Security benefits. Employers use it to report your wages and taxes to the Internal Revenue Service (IRS). Banks and financial institutions use it to verify your identity and check your credit history. Schools use it for educational records. Healthcare providers may use it for billing purposes. Insurance companies use it when you purchase policies. Landlords often request it during rental applications.

The card itself is relatively small—about the size of a credit card—and contains your name, Social Security number, and your signature. The back of the card is blank. You may hear older cards referred to as laminated cards, while newer cards are not laminated, making them more durable and harder to counterfeit.

According to the Social Security Administration, approximately 453 million Social Security numbers have been issued since the program began in 1936. Currently, more than 168 million people in the United States hold active Social Security cards. The number is so widely used that it has become a de facto national identification number, even though it was originally created solely for tracking Social Security retirement benefits.

Practical takeaway: Understanding that your Social Security card serves as a critical identifier for employment, financial, and government purposes helps you recognize its importance and protect it carefully throughout your life.

Who Needs a Social Security Card and Initial Requirements

The Social Security Administration issues cards to several categories of people. U.S. citizens need a Social Security card, and most are assigned a number at birth or shortly after. Lawful permanent residents (green card holders) can obtain a Social Security card if they are authorized to work in the United States. Certain noncitizens with specific work authorization documents, such as those with an Employment Authorization Document (EAD) or Temporary Protected Status (TPS), may also receive Social Security numbers and cards.

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Even children need Social Security cards. Parents can obtain one for their newborn child shortly after birth. In fact, having a Social Security number for your child may be necessary if you want to claim them as a dependent on your tax return. The Internal Revenue Service requires a Social Security number for all dependents, even infants.

If you're an immigrant to the United States, the rules about who can receive a Social Security number depend on your immigration status. Lawful permanent residents can obtain a Social Security card. Refugees and asylees can get Social Security cards. However, people who are in the United States without authorization generally cannot obtain a Social Security number or card through regular SSA channels, with some limited exceptions for Temporary Protected Status holders and other specific visa categories.

You may need to get a new Social Security card if your current one has been lost or stolen. You might also need a replacement if your card is damaged, worn, or illegible. Additionally, if your name has changed—through marriage, divorce, court order, or other legal means—you can request a new card with your updated name. There is no fee for obtaining a Social Security card from the Social Security Administration.

Practical takeaway: Determining whether you or a family member needs a Social Security card depends on citizenship status, immigration status, and age. Even infants and children typically need their own Social Security card.

Documents and Information You'll Need to Provide

When you contact the Social Security Administration to request a Social Security card, you'll need to provide specific documents and information. The SSA requires proof of age, proof of citizenship or legal permanent residency status, and proof of identity. The specific documents accepted can vary, but the agency maintains a list of acceptable forms.

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For proof of age, the SSA accepts documents such as a state-issued birth certificate, a U.S. passport, a driver's license, or a state identification card. The document should show your full legal name and date of birth. If you were born outside the United States, you can use a foreign birth certificate, but it must be a certified copy with a raised seal.

Proof of citizenship or lawful permanent resident status is essential. U.S. citizens can provide a U.S. passport, a Certificate of Naturalization, a Certificate of Citizenship, or a state-issued birth certificate (if born in one of the 50 states or certain territories). Lawful permanent residents must provide their green card (Permanent Resident Card) or an Immigrant Visa stamp in a passport. People with work authorization may need additional documentation specific to their visa category or status.

For proof of identity, you need a government-issued photo identification document. This can include a state driver's license, a state identification card, a U.S. passport, or a passport from your country of origin. The document should show your photograph and be current or recently expired (generally within the past five years).

You'll also need to provide information about yourself, including your full legal name, date of birth, place of birth, mailing address, and telephone number. If you're requesting a card based on a name change, you'll need to provide documentation of that change, such as a marriage certificate, divorce decree, or court order.

Practical takeaway: Gathering the correct documents before visiting a Social Security office saves time and prevents delays. Make copies of your documents and keep the originals safe.

How to Request a Social Security Card: The Process

There are several ways to request a Social Security card, depending on your situation and what type of card you need. The method you choose will depend on whether this is your first card, a replacement for a lost or stolen card, or a new card due to a name change.

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In-person visits to a Social Security office remain the most common and often fastest method. You can locate your nearest Social Security office using the office locator tool on the SSA website (ssa.gov). When you visit, bring your completed Form SS-5 (Application for a Social Security Card) along with your required documents. You do not need to make an appointment at most offices, though some locations may encourage scheduling online to reduce wait times. Processing typically takes one to two weeks from the date you submit your application.

By mail is another option for certain situations. If you already have a Social Security number and you're requesting a replacement card due to loss, damage, or name change, you may be able to mail your application. You'll need to complete Form SS-5 and mail it along with copies of your identity documents. The SSA requests that you send copies, not originals, because they will not return documents mailed with your application. Mail processing typically takes three to four weeks.

For newborns, you can request a Social Security card through your hospital or birthing facility at the time of delivery. The hospital collects the necessary information and submits it to the SSA on your behalf. You'll receive the Social Security card in the mail within a few weeks of birth. Many parents find this the most convenient option since it requires no separate office visit.

For immigrants and noncitizens, the process requires an in-person visit to a Social Security office. You'll need to bring original documents (not copies) to verify your identity and immigration status. If you speak a language other than English, you may bring an interpreter with you, though the interpreter cannot be a family member.

Practical takeaway: Choose the method that works best for your situation—in-person for speed and confirmation, by mail for convenience if you're not requesting your first card, or through the hospital if you're a newborn parent.

What Happens After You Request Your Card

After you submit your application for a Social Security card, the Social Security Administration processes it and mails the card to your address. The time it takes to receive your card depends on the method you used to apply. If you submitted your application in person at an SSA office, expect to receive your card within one to two weeks. If you mailed your application, expect three to four weeks. Hospital applications for newborns typically result in cards arriving within two to four weeks of birth.

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The SSA will send your card by regular mail to the address you provided on your application. Check your mail regularly during the expected arrival window. If you don't receive your card within the